Who it’s for
- Buyers or refinancers where production or ag use is real — or beginners who need the right mission-lender conversation.
- Families buying a house on a farm where the dwelling is the collateral and ag is secondary.
- People who mixed up FSA, Farm Credit, and USDA Section 502 home loans and need the lanes straightened out.
How I help
Farm and ranch financing is agricultural credit — FSA, Farm Credit, ag banks — when the operation or acreage story drives the loan. It is not the same as a USDA rural home loan (Section 502). Home basics live on USDA.
I am not FSA. I’ll help you figure out which lane fits — FSA vs Farm Credit vs a regular residential program when the house is the story — and walk you through the guidelines that apply. No program-number dump. No webinar rate chart. Pure vacant ag land may fork to land.
What to expect
Acres, whether there’s a house, production plans (or lifestyle use), and timeline. Taxes, balance sheet, and operation narrative show up on true ag loans — we gather what matches the path after we map it.
Next step
Apply or talk. You don’t have to already know FSA vs Farm Credit vs USDA 502 — that’s what I’m here for.
Purchase, refinance, and most programs: Apply opens my Bevri application. Prefer to talk first? Use Talk to Michael. I’ll walk you through the program and the guidelines.