Who it’s for
- Buyers who still want a specific condo community even when the project sits outside the usual agency box.
- People who found out late that the HOA questionnaire failed conventional (or FHA/VA) project rules — and need a real next step.
- Investors who understand specialty pricing can differ from a warrantable single-family purchase.
How I help
A warrantable condo meets the project rules most conventional investors want. Non-warrantable usually means the building failed a rule — investor concentration, developer control, litigation, thin reserves, condotel/STR, commercial share, unfinished phases — not “your credit failed.”
I’ll walk you through the program and the guidelines that apply to your situation. We review the project early when we can — before you fall in love blind. Specialty and portfolio paths can still work; guidelines vary by lender, and I won’t freeze an LTV or down-payment percent on this page.
What to expect
Apply or talk with the project address and any HOA docs you have. We’ll sort conventional vs specialty together. Related: renovation, DSCR, investment, loan programs.
Next step
One application. One credit pull. Access to 300+ lenders through my broker channel at NEXA Lending. You don’t have to research which specialty investor fits — I’ll guide you.
Purchase, refinance, and most programs: Apply opens my Bevri application. Prefer to talk first? Use Talk to Michael. I’ll walk you through the program and the guidelines.